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  #1  
Old 04-13-2011, 05:22 PM
Outcast Outcast is offline
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Default Its gotta go...

So we are having to go through bankruptcy, while talking to the counselor he puts it in plain words... this truck is fucking you.

What? I said. With interest and truck combined you are paying almost 12k for a 99 ranger worth 6k. Paying 250/month is hurting more than you think.

Ok I get it now. He says let them repo it but keep driving it til then and save your money to buy a cheapie to get by.

This sucks but it has its issues so I'm ok with it. Brakes fail, no room in cab w my dogs, trans doesn't shift, 4wd doesn't work.

You guys ever had to let go of your truck?
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  #2  
Old 04-13-2011, 05:40 PM
Christianguy Christianguy is offline
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Default Re: Its gotta go...

I never had to walk away from a vehicle loan or a re-po
Sorry to hear about your news !
Maybe after all is said and done,
You WILL be in a much better position
Good luck
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  #3  
Old 04-13-2011, 05:44 PM
Clinton Clinton is offline
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Default Re: Its gotta go...

I had to sell my bike, truck and quad when I got divorced. They were my favorite toys, it hurt man, but I had to in order to keep my house so my kids can stay put in their home. I always looked at it as, I will get more later down the road
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  #4  
Old 04-13-2011, 05:45 PM
matt224 matt224 is offline
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Default Re: Its gotta go...

so when you are all paid off, you will have spent $12000 on the Ranger? I agree, I think you should part with it as I don't see that truck being worth $12000 in the end, sorry to say.
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  #5  
Old 04-13-2011, 05:51 PM
Fordzilla80 Fordzilla80 is offline
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Default Re: Its gotta go...

Yea man, you're paying waaaayyyy too much for it. With the problems you're experiencing, it seems like it's getting close to basket case status.

I have had to let a truck go before, when I wrecked my old '00. I was too distraught to consider the damage, so I just sold it. It was soo hard. It's even harder seeing someone else drive it. In fact, I actually saw it today. It's gotten much better, and nothing helps you out more than getting an even better truck to replace the old one with. Just try and get a smaller payment.lol.

Best of luck on your BK man.
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  #6  
Old 04-13-2011, 05:58 PM
Sgam00 Sgam00 is offline
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Default Re: Its gotta go...

I'm sorry to hear that man. I'm paying $412 a month for mine, it's an 03 and I bought it used in 2006. I still owe 7k on it... I got screwed by the dealership. Lesson learned.
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  #7  
Old 04-13-2011, 06:09 PM
Fordzilla80 Fordzilla80 is offline
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Default Re: Its gotta go...

Quote:
Originally Posted by Sgam00 View Post
I'm sorry to hear that man. I'm paying $412 a month for mine, it's an 03 and I bought it used in 2006. I still owe 7k on it... I got screwed by the dealership. Lesson learned.


I'm paying $200 on my 03 with 47K miles. Just got it in October, and I only owe 6K on it. You got mega screwed.
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  #8  
Old 04-13-2011, 06:19 PM
Outcast Outcast is offline
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Default

I can't see paying over 200 for a small truck when I know I can get an explorer for the less a month at a lower apr and lower loan.

After its all settled, I'm going to look inti getting an Explorer. It gas to be white or black, have a 5.0, and at least AWD if not a 4 low as well.
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4" Chop top ~ 8" Section (length) ~ 3" Channel

Last edited by Outcast; 04-13-2011 at 06:24 PM.
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  #9  
Old 04-13-2011, 06:23 PM
HazardousRanger HazardousRanger is offline
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Default Re: Its gotta go...

Sorry to hear that man! i am paying 254 for my 02 edge. got screwed there too but i am okay w that because the warranty i paid for...paid for over 4000 dollars in repairs and i paid like 200. so i am perfectly okay w having a truck that works.

btw, shit happens and ull be okay soon enough man
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  #10  
Old 04-13-2011, 06:28 PM
richarddhoward richarddhoward is offline
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Default Re: Its gotta go...

Negatory ghost rider never had to give up a truck. Except the one I rolled lol If I were you, get on CL and find a cheapie Ranger, you never know what you can find out there. Or talk to WVcat, he seems to have a few lying around lol
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I think Henry just shit himself
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Its kind of like that carnival game "Whack A Mole" but with guns! Haha
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  #11  
Old 04-13-2011, 06:59 PM
pooleo pooleo is offline
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Default Re: Its gotta go...

Yeah that sucks man, there comes a point tho when it dont make sense to keep going on with it. Perhaps you can work out a deal with the loan-er, Just tell them straight up, This truck is not worth whats owed, lets make a new aggrement on what to pay, or you can have IT and the 12k. Kinda like a short sale in real estate. The bank does not want to have a truck that is worth 6k and they have 12k lent out on it. They might work with ya.

personally, I have never bought a vehicle that was more than 5k. As a result, all of our vehicles are payed off. Now, we just have to keep two names on the titles so bill collectors cant come take them!
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  #12  
Old 04-13-2011, 07:21 PM
OhioMike OhioMike is offline
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Default Re: Its gotta go...

Quote:
Originally Posted by Sgam00 View Post
I'm sorry to hear that man. I'm paying $412 a month for mine, it's an 03 and I bought it used in 2006. I still owe 7k on it... I got screwed by the dealership. Lesson learned.
You didn't happen to go to Donnell Ford in Youngstown, OH did you??
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  #13  
Old 04-13-2011, 07:24 PM
aaron_ariens aaron_ariens is offline
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Default Re: Its gotta go...

Sorry bro, but you'll probably end up with something nicer afterwords.
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Lol, Aaron: "I only text with trees, it makes it hard to text while driving though, I have to keep running the truck into trees to text!!" EPIC my friend. Lol
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  #14  
Old 04-13-2011, 08:37 PM
Outcast Outcast is offline
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Default Re: Its gotta go...

My dream truck now. Same interior and chassis components as a Ranger but more room, bigger engine...

http://www.performanceautosport.com/detail.asp?car=6205

Its a Saleen XP8 Explorer, this one is #01 (Prototype).

After the BK is over, i'm getting a white explorer, Already have one located n everything!

I'm better off getting rid of this Ranger, its got too many issues, its at this point... a mechanics special.
__________________
1999 Ranger Steppie
2006+ Taillights ~ Blinker Mod ~ SilverStar 6k Headlights ~ Dumped exhaust

1964 VW - The Mistress
4" Chop top ~ 8" Section (length) ~ 3" Channel
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  #15  
Old 04-13-2011, 09:11 PM
richarddhoward richarddhoward is offline
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Default Re: Its gotta go...

Quote:
Originally Posted by Outcast View Post
My dream truck now. Same interior and chassis components as a Ranger but more room, bigger engine...

http://www.performanceautosport.com/detail.asp?car=6205

Its a Saleen XP8 Explorer, this one is #01 (Prototype).

After the BK is over, i'm getting a white explorer, Already have one located n everything!

I'm better off getting rid of this Ranger, its got too many issues, its at this point... a mechanics special.
Mmm
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97 Ranger - 4.0 V6 auto, 4wd, 31x10.5x15s Wild Country XTX Sport All Terrains, Warn locking hubs, Pioneer deck with iPod attachment, Snugtop Topper, K&N filter, scan gauge II, Hella 500 Lights, More parts coming, waiting for the paycheck to get bigger!

Truck built in loving memory of Norm Howard
Outcast Racing
PNW Crew!!!
Afterhours Clan!!
Quote:
Originally Posted by aaron_ariens View Post
I think Henry just shit himself
Quote:
Originally Posted by Radness View Post
Its kind of like that carnival game "Whack A Mole" but with guns! Haha
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