As some of you know, I totaled my truck on January 23rd. I got some insurance money for it but a decent amount went to pay off the existing loan i had on the truck.
I have about 4k left from the insurance money but my parents don't want to co-sign another loan for me. I'm 22, have 3 credit cards that i've never missed a payment on and they're all paid off as of now so I'm guessing my credit score is pretty good but the fact that I only work part time, 1 day a week now because I don't have a license that when i apply for a loan, my income won't be high enough for them to want to give it to me.
I don't plan to spend more than 7k on a truck so I really only need 3 grand more. Should I try to finance the difference on a truck or will it hurt my credit score if they don't approve the loan? I'm currently paying probation too but once i get my license back I'll be working more than 1 day a week lol
OR i could wait and just save up and pay cash so i don't have a lien on the vehicle. I'll have a car when i get my license back, getting it for free and i won't have to re-register it or anything since its my dads old car and its not getting taken off the road.
I just got a body lift too but im not sure if i should send it back or just keep it, I plan to get another ranger anyway but its going to look gay with a body lift and no big tires lol
Last edited by 99offroadrngr; 02-22-2011 at 07:14 AM.