Ford Ranger Forum - Forums for Ford Ranger enthusiasts!

Go Back   Ford Ranger Forum - Forums for Ford Ranger enthusiasts! > >
Forgot Password? Join Us!

Welcome to Ford Ranger Forum

Reply
 
Thread Tools Search this Thread

  #1  
Old 02-22-2011, 08:10 AM
99offroadrngr 99offroadrngr is offline
Banned
 
Join Date: Sep 2009
Posts: 945
Default Opinions/suggestions

As some of you know, I totaled my truck on January 23rd. I got some insurance money for it but a decent amount went to pay off the existing loan i had on the truck.
I have about 4k left from the insurance money but my parents don't want to co-sign another loan for me. I'm 22, have 3 credit cards that i've never missed a payment on and they're all paid off as of now so I'm guessing my credit score is pretty good but the fact that I only work part time, 1 day a week now because I don't have a license that when i apply for a loan, my income won't be high enough for them to want to give it to me.

I don't plan to spend more than 7k on a truck so I really only need 3 grand more. Should I try to finance the difference on a truck or will it hurt my credit score if they don't approve the loan? I'm currently paying probation too but once i get my license back I'll be working more than 1 day a week lol
OR i could wait and just save up and pay cash so i don't have a lien on the vehicle. I'll have a car when i get my license back, getting it for free and i won't have to re-register it or anything since its my dads old car and its not getting taken off the road.
I just got a body lift too but im not sure if i should send it back or just keep it, I plan to get another ranger anyway but its going to look gay with a body lift and no big tires lol

Last edited by 99offroadrngr; 02-22-2011 at 08:14 AM.
Reply With Quote
  #2  
Old 02-22-2011, 08:13 AM
pooleo pooleo is offline
Ban Survivor. (x2)
 
Join Date: Jun 2010
Posts: 6,764
Default Re: Opinions/suggestions

with 4k you can buy a nice ranger. Thats what I would do. then you wont have a car note. It is very nice not having to make payments on a vehicle!
__________________
1999 | Ext. Cab | 4.0 | 4x4 | 4.10's
Quote:
A Gladiator does not fear death. He embraces it. Caresses it. Fucks it. Each time he enters the arena, he slips his c0ck in the mouth of the beast, and prays to thrust home before the jaws snap shut. - Oenomaus
Ball Joints/Upper A-Arms How To
Replace Door pin/bushing
Repair broken dome light tabs
VIDEO OHC Install
Reply With Quote
  #3  
Old 02-22-2011, 08:15 AM
99offroadrngr 99offroadrngr is offline
Banned
 
Join Date: Sep 2009
Posts: 945
Default Re: Opinions/suggestions

Quote:
Originally Posted by pooleo View Post
with 4k you can buy a nice ranger. Thats what I would do. then you wont have a car note. It is very nice not having to make payments on a vehicle!
I haven't found a 98-03 for 4k unless its 2wd. I need 4x4 haha
Reply With Quote
  #4  
Old 02-22-2011, 08:15 AM
ColinS ColinS is offline
slingin' mud to the sky!
 
Join Date: Feb 2011
Posts: 1,252
Default Re: Opinions/suggestions

agree with poleo here buy a nice ranger for 4k
__________________
Colin S. AGE: 18
1994 Ford Ranger XLT 4x4 reg. cab 4.0l 5spd, 2" SL , Summit Nomads 15x8, 30x9.5x15 Trail Digger M/T's, cab lights, spray in bed liner, custom tube bumper,

1994 Ford Ranger XLT 2.3l 5spd ext. cab. the loaner truck

1987 Camaro z28 383 to much to list

https://www.facebook.com/colinshriver

http://www.fordrangerforum.com/proje...anger-4x4.html
Reply With Quote
  #5  
Old 02-22-2011, 08:17 AM
99offroadrngr 99offroadrngr is offline
Banned
 
Join Date: Sep 2009
Posts: 945
Default Re: Opinions/suggestions

for what I'm looking for i won't be able to buy something for 4k lol
its like a 7k minimum for what i'm lookin for which sucks
Reply With Quote
  #6  
Old 02-22-2011, 08:32 AM
pooleo pooleo is offline
Ban Survivor. (x2)
 
Join Date: Jun 2010
Posts: 6,764
Default Re: Opinions/suggestions

Shit I'll sell you mine for 3500. Its got all the goodies, ready to go!

but here are some that I found. I think you can find something.

http://grandrapids.craigslist.org/cto/2195954488.html

http://indianapolis.craigslist.org/cto/2224313588.html

http://chicago.craigslist.org/nwc/cto/2224666020.html

http://kokomo.craigslist.org/cto/2158096164.html

http://grandrapids.craigslist.org/cto/2197379510.html

A little older.

http://indianapolis.craigslist.org/cto/2224221101.html

http://indianapolis.craigslist.org/cto/2223175048.html
__________________
1999 | Ext. Cab | 4.0 | 4x4 | 4.10's
Quote:
A Gladiator does not fear death. He embraces it. Caresses it. Fucks it. Each time he enters the arena, he slips his c0ck in the mouth of the beast, and prays to thrust home before the jaws snap shut. - Oenomaus
Ball Joints/Upper A-Arms How To
Replace Door pin/bushing
Repair broken dome light tabs
VIDEO OHC Install
Reply With Quote
  #7  
Old 02-22-2011, 08:35 AM
99offroadrngr 99offroadrngr is offline
Banned
 
Join Date: Sep 2009
Posts: 945
Default Re: Opinions/suggestions

wtf we don't have shit like that around here for that price fail. I'm goin to have to fly to MI and buy a truck lmao
Reply With Quote
  #8  
Old 02-22-2011, 08:36 AM
ColinS ColinS is offline
slingin' mud to the sky!
 
Join Date: Feb 2011
Posts: 1,252
Default Re: Opinions/suggestions

my ranger is for sale lol $2000 gets it
__________________
Colin S. AGE: 18
1994 Ford Ranger XLT 4x4 reg. cab 4.0l 5spd, 2" SL , Summit Nomads 15x8, 30x9.5x15 Trail Digger M/T's, cab lights, spray in bed liner, custom tube bumper,

1994 Ford Ranger XLT 2.3l 5spd ext. cab. the loaner truck

1987 Camaro z28 383 to much to list

https://www.facebook.com/colinshriver

http://www.fordrangerforum.com/proje...anger-4x4.html
Reply With Quote
  #9  
Old 02-22-2011, 08:38 AM
99offroadrngr 99offroadrngr is offline
Banned
 
Join Date: Sep 2009
Posts: 945
Default Re: Opinions/suggestions

too far and its not a 98-03 lol
Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search


Similar Threads
Thread Thread Starter Forum Replies Last Post
Suggestions Please ? DaveyMac General Ford Ranger Discussion 4 01-31-2011 09:12 AM
Need suggestions RangerGuy25 Exhaust and Mufflers 0 01-27-2011 08:32 AM
CB Suggestions Prunedale 4x4 General Tech 14 01-05-2011 10:26 PM
Any Suggestions On What I Should Do? kaptnick Vehicle Snapshots 22 08-14-2010 07:14 AM
any suggestions? 97xlt5spdflareside 4-Cylinder Tech 8 09-20-2009 11:30 AM