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  #16  
Old 04-27-2010, 07:11 AM
Johnbaum13 Johnbaum13 is offline
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Default Re: House I'd like to get, advice needed

Get in contact with a Realtor that will take the time to listen and find you what you want. Then, as you said, save as much as you can, while looking at houses, and when the right one comes along, make an offer. I bought my house, $95K 4 bedroom, with 3k down and all closing costs payed by the seller. FHA loans are the way to go, and a good Realtor will recommend a mortgage company that they have dealt with before to help you through the process. These people get paid to make you happy, so its in their best interest to take care of you. If they don't seem to want to help, dump them and find somebody else.

Also, be flexible on location. Driving another 5 miles won't kill you, but buying a house that you don't love just might.
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  #17  
Old 04-27-2010, 07:23 AM
STL STL is offline
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Default Re: House I'd like to get, advice needed

do a little research and find out if you want a real estate agent or realtor. Big difrence

I would suggest a realtor over real estate agent
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  #18  
Old 04-27-2010, 07:33 AM
dixie_boysles dixie_boysles is offline
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Default Re: House I'd like to get, advice needed

thanks John, So now its just down to saving money, building a little more credit, and good to go!

what is the difference Myke?
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  #19  
Old 04-27-2010, 07:44 AM
05RangerEdge 05RangerEdge is offline
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Default Re: House I'd like to get, advice needed

To answer your question about STL's comment its Basically - http://homebuying.about.com/od/reale...torvsAgent.htm
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  #20  
Old 04-27-2010, 08:55 AM
dixie_boysles dixie_boysles is offline
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Default Re: House I'd like to get, advice needed

damn it, i just want a place to live!
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2014 F150 SuperCrew XLT 4x4
275/65/17 Falken Wildpeak AT3W | Shorty Antenna | Tinted Windows | ProClip Phone Mount |5.0 v8 |Tow Package | Oxford White


Sold/Totaled: 2006 Ranger XLT 2D SuperCap 4x4 Torch Red
15x8 Pacer 164P Polished Wheels | 31x10.50 BFG ATs | Level II Tow Hooks | FX4 Red Insert Seats
Tinted Windows | 6000K HIDs | Kobalt Low Profile Toolbox | Pioneer Speakers
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  #21  
Old 04-27-2010, 02:31 PM
FX4 FX4 is offline
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Default Re: House I'd like to get, advice needed

Another idea (just throwing it out there), you might want to look for a foreclosure. Not all foreclosures are totally crap... I bought one 2 years ago (townhome) and all I really did was put floors in and paint. I'm not sure about your area, but in the Chicago suburbs, the banks/Realtor really helped and wanted to work with me on the sale of the home as well as all mortgage related things.
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  #22  
Old 04-27-2010, 02:39 PM
05RangerEdge 05RangerEdge is offline
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Default Re: House I'd like to get, advice needed

Quote:
Originally Posted by FX4 View Post
Another idea (just throwing it out there), you might want to look for a foreclosure. Not all foreclosures are totally crap... I bought one 2 years ago (townhome) and all I really did was put floors in and paint. I'm not sure about your area, but in the Chicago suburbs, the banks/Realtor really helped and wanted to work with me on the sale of the home as well as all mortgage related things.
That's what I did, the process took a little longer having to deal with the banks and what not but it was worth it. Almost like getting and instant return on your investment. Plus got the fist time home buyer tax credit . Before I started the process with the house I own now I shopped out a couple "short sales" and those proved to be nightmares before you could even get rolling with them. I would recommend foreclosures but stay away from the "short sales"!
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  #23  
Old 04-29-2010, 12:27 PM
Johnbaum13 Johnbaum13 is offline
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Default Re: House I'd like to get, advice needed

Quote:
Originally Posted by dixie_boysles View Post
damn it, i just want a place to live!
You've got a truck, what more do you need?
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  #24  
Old 04-29-2010, 12:47 PM
dixie_boysles dixie_boysles is offline
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Default Re: House I'd like to get, advice needed

lol! we've been talking with our realtor and she's really helping us out and telling us things we dont really know
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275/65/17 Falken Wildpeak AT3W | Shorty Antenna | Tinted Windows | ProClip Phone Mount |5.0 v8 |Tow Package | Oxford White


Sold/Totaled: 2006 Ranger XLT 2D SuperCap 4x4 Torch Red
15x8 Pacer 164P Polished Wheels | 31x10.50 BFG ATs | Level II Tow Hooks | FX4 Red Insert Seats
Tinted Windows | 6000K HIDs | Kobalt Low Profile Toolbox | Pioneer Speakers
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