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  #16  
Old 10-07-2010, 04:33 PM
ranger024x4 ranger024x4 is offline
dumpster fire
 
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Default Re: Insurance

mine is 190 a month for full coverage on the cars in my sig
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  #17  
Old 10-07-2010, 04:37 PM
edgeman4.0 edgeman4.0 is offline
THE COMPLAINT DEPARTMENT
 
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Default Re: Insurance

Quote:
Originally Posted by ranger024x4 View Post
mine is 190 a month for full coverage on the cars in my sig
you have no sig....


i pay $100 /month full coverage with two speeding tickets.
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The Edgeman sees his prey and strikes out from the darkness.
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Dont f+ck with Ch+ck
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  #18  
Old 10-07-2010, 04:41 PM
DrIftKi7Vg DrIftKi7Vg is offline
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Default Re: Insurance

100 month?! What type of insurance you using?
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2002 Ford Ranger Edge Flex Fuel 2wd
LED Crazy!
Complete Pioneer Audio setup
5000k HID Projector retrofit and 3000k Fogs
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  #19  
Old 10-07-2010, 04:43 PM
ranger024x4 ranger024x4 is offline
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Default Re: Insurance

Quote:
Originally Posted by edgeman4.0 View Post
you have no sig....


i pay $100 /month full coverage with two speeding tickets.
oops this isnt r-f.

03 level 2
95 mr2 turbo
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  #20  
Old 10-07-2010, 04:43 PM
edgeman4.0 edgeman4.0 is offline
THE COMPLAINT DEPARTMENT
 
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Default Re: Insurance

allstate... i'm in good hands.
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2001 Ford Ranger Supercab (4dr), Oxford White, 4.0 Sohc, 4x4, Manual trans (hurst equipped), 4:10's, 3" body lift.
Quote:
Originally Posted by Demon-FX4 View Post
The Edgeman sees his prey and strikes out from the darkness.
Quote:
Originally Posted by Rango88 View Post
Dont f+ck with Ch+ck
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  #21  
Old 10-07-2010, 04:49 PM
DrIftKi7Vg DrIftKi7Vg is offline
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Default Re: Insurance

HAHA nice. I have Geico but don't know how much it is, folks deal with that. I have the house payment
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Sunny
2002 Ford Ranger Edge Flex Fuel 2wd
LED Crazy!
Complete Pioneer Audio setup
5000k HID Projector retrofit and 3000k Fogs
Super Turbo Dynomax Exhaust
Mustang Dome Light Mod - Fog Light Mod
Achilles Desert Hawk 255/45/20 with 20'' rims

Much more!
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  #22  
Old 10-07-2010, 04:57 PM
Clinton Clinton is offline
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Default Re: Insurance

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Originally Posted by STL View Post
Been the same since we married and we were both 20 years old. We are now going on 29
Quote:
Originally Posted by STL View Post
We pay less then that for 2 cars full coverage.

It DOES NOT drop when you marry or when you turn 25 I am still waiting for that.
I have State Farm, i pay 80.00 a month for my Ranger alone. I have a 0 deductible on my comprehensive coverage and 250.00 deductible for everything else. My Insurance DID drop when I turned 25 and that was even after killing about 6 deer! I hit deer, I pay nothing! So I'm in the market for a new front bumper and it IS deer season right now!
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  #23  
Old 10-07-2010, 05:00 PM
DrIftKi7Vg DrIftKi7Vg is offline
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Default Re: Insurance

Quote:
Originally Posted by Clinton View Post
I have State Farm, i pay 80.00 a month for my Ranger alone. I have a 0 deductible on my comprehensive coverage and 250.00 deductible for everything else. My Insurance DID drop when I turned 25 and that was even after killing about 6 deer! I hit deer, I pay nothing! So I'm in the market for a new front bumper and it IS deer season right now!
Nice, let's do some deer hunting
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Sunny
2002 Ford Ranger Edge Flex Fuel 2wd
LED Crazy!
Complete Pioneer Audio setup
5000k HID Projector retrofit and 3000k Fogs
Super Turbo Dynomax Exhaust
Mustang Dome Light Mod - Fog Light Mod
Achilles Desert Hawk 255/45/20 with 20'' rims

Much more!
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  #24  
Old 10-07-2010, 05:45 PM
blbranger blbranger is offline
Liking the Ford Ranger Forum
 
Join Date: Aug 2010
Posts: 22
Default Re: Insurance

I pay $118 a month for full coverage on my wife's new car and my '08 Ranger
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  #25  
Old 10-07-2010, 05:53 PM
STL STL is offline
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Join Date: May 2009
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Default Re: Insurance

Talked to the wife we pay 43.78 a month for both.

My insurance also gave me 2,000 dollars when I was in that last accident.

I also want a new bumper I may have to go deer hunting.
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  #26  
Old 10-07-2010, 07:10 PM
sgtsandman sgtsandman is offline
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Default Re: Insurance

I pay $188 a month full coverage on three vehicles, renter's insurance, and for my trailer when it's not hooked up to a vehicle (it has a lot of stuff in it). The vehicles are the two in my signature and a Honda Odyssey van.
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2011 Ranger XLT, 4X4, 4 door Super Cab. 4.0L, 5 Speed M50D-R1HD, 3.73:1, 8.8" open differential, Jason Pace cap
1999 Honda CR-V EX, RT4WD, 2.0L, 5 Speed MT, 4.56:1, open differential
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  #27  
Old 10-07-2010, 11:30 PM
yocalif yocalif is offline
Ford Ranger Owner
 
Join Date: Sep 2010
Posts: 65
Default Re: Insurance

2002 4.0L EDGE Ext Cab, insurance State Farm Full coverage $56 a month. Just got the quote today.

Of course it helps having 5 vehicles, house, life, and have been with our agent 20 years.

Normally we only get PL & PD all our vehicles are salvage, however since this truck is in such great condition, and its only $17 more a month we decided for 2 years we will pay the extra and then drop it to PL/PD.

We haven't had a car payment since 96, buying 5 salvage vehicles since then, paying only PL & PD we have saved so much money on automobiles. The money was used to pay our kids college tuition and books.

Most average couples with car payments pay $400-600 a month and $100-200 for insurance a month. So averaging $500+$150 = $650 a month for a average couple. Or $7800 a year.
Using my example 14 years x $7800 = $109,000.
Just for vehicles for my wife & myself not counting putting our kids in cars and paying their insurance, buying salvage and paying only PL & PD. We would bought 4 salvage cars
F150 $3200, Hyundai Elantra $2800, Hyundai Accent $2700, Hyundai Elantra #2 $2900
Total Vehicles for 14 years = $11,600
Insurance for my wife & myself PL & Pd $75 a month avg for 2 vehicles, or $900 a year, x 14 yr = $12,600

Salvage Vehicles = $11,600
Insurance x2 = $12,600
Total for 14 yrs = $24,200

Net savings = $84,800

Admittedly these are all cheap vehicles, so if your self image is wrapped up in what you drive, then you won't be very happy driving on the cheap. If your job or work require new vehicles, then you can't go as cheap, but maybe you can lower cost by only one of the vehicles being new and the other is salvage.

I know many of the younger guys are buying used Rangers, this is the way to go, keep on saving money, it pays dividends.
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  #28  
Old 10-08-2010, 04:27 AM
Clinton Clinton is offline
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Default Re: Insurance

Quote:
Originally Posted by STL View Post
Talked to the wife we pay 43.78 a month for both.

My insurance also gave me 2,000 dollars when I was in that last accident.

I also want a new bumper I may have to go deer hunting.
I even thought about finding a fresh kill on the side of the road, and throw it againt the front of my truck! Anyone pitch in a hand to help throw a deer?
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  #29  
Old 10-09-2010, 10:33 PM
art47 art47 is offline
indifferent ranger owner
 
Join Date: Sep 2010
Posts: 47
Default Re: Insurance

Machine,
You are very lucky to be accident free for 23 years. I have had two accidents in 40 years (giving away my age) both times slammed in the rear while stopped at a red light. Didn't see either coming. Neither hit their brakes. The second time the driver panicked after bouncing back off my bumper, stabbed for the brake, hit the gas instead and hit us again.

The insurance companies still count them as accidents.
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  #30  
Old 10-10-2010, 03:01 AM
Cherobeast Cherobeast is offline
Ford Motor Co
 
Join Date: Jul 2010
Posts: 171
Default Re: Insurance

I got a BAAADDDD driving record. Any heard of SR22 insurance. Court ordered me to carry it for 3 years due to my many speeding and Wreckless driving tickets. 420 a Month. Sh** sucks bad!!!!!!!!!!!!!!1
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