Ford Ranger Forum - Forums for Ford Ranger enthusiasts!

Go Back   Ford Ranger Forum - Forums for Ford Ranger enthusiasts! > >
Forgot Password? Join Us!

Welcome to Ford Ranger Forum

Reply
 
Thread Tools Search this Thread

  #1  
Old 01-21-2018, 07:17 PM
dbl5spd dbl5spd is offline
Suicide Jockey
 
Join Date: Mar 2014
Posts: 29
Send a message via Yahoo to dbl5spd
Default Agreed upon insurance value

Well, Iíve been off the site for a while working, and working on my í02 Ranger 4cyl./5spd restoration which was coming along amazingly until the morning of Jan 8th when it was totally destroyed by two semis during a ice storm!

Thankfully, I was not in the truck when it got annihilated. I was up against the guardrail looking at what was some minor damage after being hit by a hit and run when a semi slammed into it. The wind displacement from the semi knocked me off my feet and sent me tumbling down the ravine. As I was climbing back up to the guardrail another semi finished it off. Had I been in it, I would not be here today.

Now, I have to deal with a insurance appraiser who, though he is only doing his job, is only offering me $2200.00. Iíve put $14,000.00 in repairs, upgrades, and modifications over the past 9 years of ownership. So, if you are doing a full restoration of your Ranger as I was, be sure to place an agreed upon value on it with your insurance agent. Needless to say, I am sick and heartbroken over the whole ordeal.

But, now for the good news! I unexpectedly came across a local low mileage replacement. I struck a good deal and am now the proud owner of a fully equipped 2011 Vista Blue 2 door Super Cab 4.0/5spd XLT with only 52,000 miles. I will be searching and posting to the forums for answers to questions as I begin to familiarize myself with my new Ranger.
__________________

02 Ranger XLT, 4cyl-5spd, Stepside - RIP
11 Ranger XLT, 4.0-5spd, 2 door Extended Cab
Reply With Quote
  #2  
Old 01-22-2018, 06:19 AM
Logan03CO Logan03CO is offline
No wire hangers, ever!

 
Join Date: Jun 2010
Posts: 10,338
Default

be sure to place an agreed upon value on it with your insurance agent.


Glad it ended up alright for you in the end l.

One thing to verify if anyone is looking at agreed value policy are potential restrictions that come with it. Many have mileage and or usage restrictions attached and can be pretty brutal.
__________________
Curent 2003 Ford Mustang Mach 1 owner - Build Thread for her: Logan's 2003 Mach 1

Former 2003 Ford Ranger owner - Build Thread for her: Project Budget Buster
Reply With Quote
  #3  
Old 01-24-2018, 09:17 PM
Tyler46 Tyler46 is offline
Ford Ranger Dismantler
 
Join Date: Nov 2014
Posts: 7,013
Default Re: Agreed upon insurance value

Quote:
Originally Posted by Logan03CO View Post
be sure to place an agreed upon value on it with your insurance agent.


Glad it ended up alright for you in the end l.

One thing to verify if anyone is looking at agreed value policy are potential restrictions that come with it. Many have mileage and or usage restrictions attached and can be pretty brutal.


Where the fuck have you been??
__________________
2007 Regular Cab - 2.3 DOHC - 5 Speed Auto - 4.10 Gears - Maxtrac 7" Lift - Fiberwerx 3" Fenders - Bilstein 5100 Series - 15x10 Ultra 164's - 35x12.50x15 Red Letters - Custom dents

Quote:
Originally Posted by guell View Post
People like him make me believe that birth control needs to be put in the public water supply
Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search


Similar Threads
Thread Thread Starter Forum Replies Last Post
Thank God for Insurance MattFX4 General Ford Ranger Discussion 17 04-06-2017 09:50 AM
Insurance TerrenceStuart Off Topic 24 09-04-2011 07:16 PM
Insurance Ranger01 General Ford Ranger Discussion 36 10-11-2010 07:48 PM
Insurance. Dcrymes99ranger Off Topic 11 05-03-2010 10:55 PM
insurance talkington Off Topic 20 04-12-2010 06:00 PM