why not get a credit card for overdraft protection, then if you overdraft, pay the credit card bill at the end of the month. build credit, and not overdraft. win/win

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2003 v6 3.0
mods: blinker mod, hella 500ff's behind grille, blacked out grille, k&n intake, throttle body spacer, pioneer headunit and alpine sub w/ JL amp, 3" body lift, flowmaster super 40 dumped, police scanner, Red LED bars under dash